Apply for Financing

VIP Honda: Honda Finance Company

Whether you are looking to finance one of our new vehicles, or you are looking for an assist with getting a used vehicle into your driveway, starting your vehicle financing journey online is a great way to speed up that process. It can also simplify the overall financing process. Wondering “How does trading in a financed car work?” or simply how to trade in a financed car? As a Honda finance company, we can help you with all of these and make it quite simple. If you have any questions at all about this article and its contents, don’t hesitate to get in touch with us!

Apply for Car Financing and Other Online Car-Buying Tools

The tools we offer our Union and South Plainfield area customers are key to your full understanding of what you can do with your budget and your credit situation. While our car buying tips, like how to trade in a car that's not paid off, are often useful to Kenilworth drivers, the tools below tend to be a great vehicle for understanding, that is both interactive and instant.

  • Value Your Trade-In -- An excellent tool that is perfect for evaluating how much your trade-in vehicle can net you, either as a standalone transaction or to reduce the amount your new vehicle will cost. 
  • Calculate Monthly Payments -- Monthly payments are something best planned far in advance, and this calculator does just that, with a high level of accuracy if you use all of its available features. Those features include being able to set the appropriate loan term, amount borrowed, trade-in value, and much more.

What Do Lenders Look For?

These are the main things lenders look for when deciding when to offer financing:

  • Credit Score
  • Loan Amount
  • Age of the Vehicle
  • Debt-to-Income Ratio
  • Repayment Term / Length of Loan

Dealership That Finances: VIP Honda 

We look forward to helping you get that ideal vehicle in your driveway! Whether you’re looking for a brand new vehicle or a used vehicle, VIP Honda has the capability to get you into a vehicle. Get in touch with our financing department today to get the ball rolling on your purchase!