If you have brought a new car or used vehicle home to Union, insurance coverage is likely a top concern. For many South Plainfield drivers, understanding how car insurance works can be a bit overwhelming and leads to a lot of questions like:
Different coverage requirements and bundles can be confusing to wrap your head around. So, what does liability insurance cover? Liability insurance covers injuries to others and property damage that occurs as a result of accidents for which you are at fault. This is crucial coverage for all Kenilworth drivers. Find the answer to, “How does liability insurance work?,” and more in our guide below.
Comprehending the auto liability insurance definition is not as complicated as it sounds. Liability insurance covers both bodily injury and property damage, but each has a separate limit. Every state sets a minimum amount of coverage but you can also set your own limit. Liability insurance coverage includes:
Property Damage:
Bodily Injury:
When setting coverage limits, you can opt for single limit or split limit coverage. What is the difference between single limit and split limit?
If you are still wondering about the auto liability insurance definition or asking, “What does liability coverage pay for?,” you’re not alone! Contact us today to find the answers to these questions as well as more highlighting features such as GAP insurance. Our friendly staff can guide you through all of your insurance needs to make sure you are properly covered.
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